serbrus написав:medasept написав:Хочу пожелать банку "Форум" успешного развития и процветания !
Есть трудности, но и есть нормальная программа развития бизнеса и финансовая база под нее.
К слову о программе развития бизнеса:
...
И напоследок, информация к размышлению для Нацбанка и вкладчиков - из европейских банков, которые представлены в Украине, не участвовал в стресс-тестах лишь немецкий Commerzbank.
http://rus.4post.com.ua/economics/173467.html
В саду растет мочало, начинаем все с начала…
а) Желтая пресса (в т.ч. из вышеприведенной ссылки):
Убыток Commerzbank за полгода составляет 5,15 млрд. евро. То есть мастодонт европейского банковского рынка сам остро нуждается в средствах.
б) Из промежуточного отчета Коммерцбанка за 2-й квартал 2010:
In the second quarter of 2010 the economic environment showed differing developments.
Whereas the world economic recovery continues to progress and Germany occupies a leading
position within the eurozone, the debt crisis in the countries of the European Monetary
Union caused considerable uncertainty in the financial markets.
In this volatile economic environment Commerzbank posted an operating profit of €243m
in the second quarter. Although this fell short of the very good first-quarter result, as expected,
we have nevertheless made substantial progress versus the same period last year.
This also applies to the performance of the segments.
In the second quarter all segments of
the core bank posted a positive result, as in the previous quarter. The main contributor was
again the Mittelstandsbank. Divergent trends were visible outside the core bank: whereas
Asset Based Finance was primarily impacted by the systematic reduction of risk positions,
the Portfolio Restructuring Unit (PRU) posted a positive result in the second quarter as well.
Viewed overall,
the operating profit of around €1bn for the first half-year shows a marked
improvement in earnings quality.
Key figures
Income statement 1.1.–30.6.2010 1.1.–30.6.20094
Operating profit (€ m) 1,014 – 818
Operating profit per share (€) 0.86 – 0.90
Pre-tax profit / loss (€ m) 981 – 1,393
Consolidated profit / loss 1 (€ m) 1,060 – 1,625
Earnings per share (€) 0.90 – 1.80
Operating return on equity 2 (%) 6.6 – 6.6
Cost / income ratio in operating business (%) 65.9 81.0
Return on equity of consolidated profit / loss 1, 2, 3 (%) 7.1 – 13.6
Balance sheet 30.6.2010 31.12.2009
Balance-sheet total (€ bn) 897.8 844.1
Risk-weighted assets (€ bn) 290.2 280.1
Equity (€ bn) as shown in balance sheet 27.8 26.6
Own funds (€ bn) as shown in balance sheet 48.1 46.5
Capital ratio
Core capital ratio (%) 10.8 10.5
Own funds ratio (%) 14.4 14.8